413 N Water Street

Cambridge, IA
$ 225,000 Beds 3 Baths 1 Sq 1,440
Monthly Estimate* How much can I afford?

This house offers leverage for the handy homeowner. With this lot size, there's plenty of room for an oversized garage or shop. The bigger ticket items in the house are already done. Roof including sheathing was done in 2025. Electrical and HVAC are updated. Steel siding and replacement windows. That leaves cosmetic projects like flooring because there are hardwoods under the carpet, paint, fixtures, or additional bathroom options, etc. Have you wanted to live in a place where kids can ride bikes with almost no traffic? Where you can have a big garden on your own property? The options for a buyer willing to work hard/leverage their skills to transform a property into what they want are right here in Cambridge. All information is from seller and public records.

Single Family

  • Price
  • $ 225,000
  • City
  • Cambridge
  • Bedrooms
  • 3
  • Full Bathrooms
  • 1
  • County
  • Story
  • Half Bathrooms
  • 0
  • Area
  • Cambridge
  • Lot Size
  • 0.41 Acres
  • Zip
  • 50046
  • Sqr Footage
  • 1,440
  • Year Built
  • 1890
  • Taxes
  • $ 2180
  • Style
  • MLS#
  • 745108
Listed By: RE/MAX Precision
Data Source: Des Moines Area AOR (DMAAR)

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Ames, IA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/14/2026 Listed $250,000
8/10/2026 10% - $225,000

Property vs Zip Code Average in 50046

Price
AVG $230K
$230K
Taxes
AVG $2,797
$2,180
Year Built
AVG 1926
1890

Areas That We Cover

413 N Water Street Cambridge, IA is a Single Family Home for sale at $225000 with 1440 sqft and a lot size of 0.41 Acres Acre(s). 413 N Water Street Cambridge has 3 bedrooms, 1 baths and was built in 1890. The property's zip code is 50046 which is in Cambridge, IA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Michael Jenkins

Michael Jenkins

515-373-7056

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